About 3,5% of the world population today do not live in a country where they were born. With migrations increasing around the world, the money remittance industry has grown more than five-fold between 2000 and 2018, reaching $550 billion. For many countries, incoming foreign remittances reach up to ⅓ of their GDP. At the same time, the landscape of money remittance business changes – purely online players already made it to the Big Five of remittance operators. iPSP offers a money transfer engine that allows to use almost any source and destination of funds for both the sender and the recipient, online and offline while maintaining the highest levels of compliance with AML/KYC norms.