Peer-to-Peer Payments

Enable your users to transfer funds in any way they prefer

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  • debit-card


  • service

    Bank account

  • wallet


  • cash at POS

    Cash at POS

  • paypal

    Alternative PM

Peer-to-Peer payments are recommended for non-business cashless transactions between private persons. iPSP offers a peer-to-peer payments engine that allows to use almost any source and destination of funds for both the sender and the recipient, while maintaining the highest levels of compliance with AML/KYC norms. Having a peer-to-peer payment enabled permits mobile operators and marketplaces to avoid being in possession of customers funds, even for a short time.

Potential users

  • Online marketplaces
  • P2P loan brokers
  • Mobile Operator


  •  Ensured customer satisfaction
  • Simplified accounting
  • Easier compliance


  • A rich selection of supported sources and destinations
  • Immediate settlement, where regulations permit
  • Escrow (for example, conditioned by the delivery of a good or service)
  • AML/KYC compliance

User interfaces supported

  • USSD-interface
  • Web Payment Gateway
  • API payment gateway
  • SMS
  • Popular messaging apps

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